Steven Orlowski

Editor, Insiders' Safe Haven Investor

Steven Orlowski is the Editor of Insiders' Safe Haven Investor. Steven is a "conservative opportunistic" investor -- in other words, he'll take advantage of an opportunity, as long the reward is worth the risk.

Steven invests and manages money with an eye on capturing the best opportunities while providing safety through true diversification.

During the course of his nearly two decade long career, Steven saw consistent hypocrisy within the financial services industry. The big brokers and mutual fund companies aren't there for the benefit of the investor, they only look out for themselves.

As an industry insider, Steven worked with what was during the time the largest mutual fund company in the world. The buy-and-hold mantra was king.

But buy-and-hold was not designed for superior investment performance -- it was designed to keep investors placated and fully invested in order to provide Wall Street's salesmen with uninterrupted fee generation.

Steven knows it is impossible to help investors achieve superior returns with generic and ineffectual asset allocation models.

That's why he ditched the industry and started his own company in an attempt to manage money the right way -- with the investors' best interest in mind.

Now, after merging his successful firm with another, we lured Steven onto our team, where we have full access to his research, inside connections and, best of all, his unbiased recommendations.

Get to Know Steven Orlowski

What is a hot sector for 2011? The hot sector for me in 2011 was and is precious metals. While others discuss the "risk on" and "risk off" trades I consider precious metals the "certainty trade." With numerous countries worldwide on the brink of bankruptcy and with the United States piling up debt like an off-the-wagon shopping addict, the historic creation of currency in order to try and remedy these problems will result in nothing other than gold and silver reaching higher and higher price levels.

What is one thing an investor should consider when picking a stock? The most important thing when considering a stock is its long-term viability. Ideally we are all "buy and hold" investors. As such a stock pick should be one where it has a wide "moat" -- that it has a relatively unique product or service and a large and secure claim of its market. This way even if the stock declines immediately after investing in it there would be little need to panic. Without an understanding of the business and its long-term viability investing is largely reduced to gambling.

What do you like to do in your free time? First and foremost I like to spend time with my family and friends. I am married and have three children, ages 5, 6 and 8. I am one of three children and my wife is one of five so we have a fairly large extended family. We travel a lot to spend time with everybody. When I have real free time -- solitude -- I enjoy reading, writing (I've completed one novel and started many), and listening to and playing music. I have been playing guitar for over 30 years.

What profession other than yours would you like to try? Other than investing and writing about investing I would love to be able to make a living through creative endeavors; writing fiction, being a professional musician and acting are all things I'm interested in.